If you want to start using a HUD at some point and don't have the money to buy one. PokerTracker gives a 60 day trial on their tracker and when they come out with Pokertracker 4 that will give you an additional 30 days. Holdem Manager will give you another 30 day trial. You can use Holdem Indicator on the Fun Steps for free. It considers the Fun Steps play tables (I'm not sure maybe the freerolls too). Holdem Indicator has a fundamental HUD (and a replay feature so you can review your hands).
I think you also need to read a book like "Math that Matters". It will give you a better idea as to why getting called and getting sucked out on over the long run will actually earn you money.
Right now you are just going through Bovada Stress Syndrome. Once you've played at Carbon for a while all will be well.
It does make a difference because it is a lot harder to get reads on people. They purposely implemented that way of doing it to drive out the good players from the site because the good players were aware that they couldn't make much money. It also makes collusion very easy at Bovada and for that reason alone I would never play there.
Carbon has a player pool that is much larger than Bovada and at Carbon you are going to find that you regularly play the same people from day to day. That makes a big difference and will in time give you a large edge if you pay attention to how people play.
I haven't played at Bovada but it must be difficult to keep track of new players joining the tables. So if you adjust to player 3's style of play, it seems like it would be difficult to notice that player 3 has changed. It also encourages players to hit and run. They can play crazy, pick up some money and then be gone from the table before you can figure out how to adjust to what they are doing. Then the same player can sit back down at the table and do it again without you ever knowing that it is him.
And as I mentioned, I find it difficult to believe that there isn't massive collusion over there. Poker sites rely on players informing management of colluders. Colluders can usually only be caught by their actions over multiple sessions. It's impossible for other players at Bovada to figure out that the same 2 people are sitting at the same table over multiple sessions and squeezing other players, sharing info and dumping chips to each other. Colluders can talk to each other as they play.
That dollar is kind of hard to get since you have to get in first place on the 3rd step. But I think that the steps are a great learning experience because players take them (at least Step 2 and 3) a lot more seriously than play tables since they are actually competing for something.